Hundreds of thousands of students rely on Sparrow to save time and money on their student loans.
Once you have found the best personalized rate for you, click Apply and we’ll take you to the right place.
Get out of debt ASAP (personalized rates with the shortest terms) Change my preferences
Illustrative purposes, actual results may vary.
Personalized rates are not a firm offer of credit.
Whether you’re looking for a private student loan or student loan refinancing, Sparrow’s the only platform trusted and utilized by colleges and universities across the country. Unlike other comparison websites, the rates that you see on Sparrow’s platform are real, personalized rates.
Sparrow is completely free, doesn’t impact your credit score, and offers a wide range of coverage including non-cosigned, international, and parent loans.
Illustrative purposes, actual results may vary.
Personalized rates are not a firm offer of credit.
Apply
Once you have found the best personalized rate for you, click Apply and we’ll take you to the right place.
Get out of debt ASAP (personalized rates with the shortest terms) Change my preferences
Finding the most affordable loan should be easy, efficient, and transparent. It should be as simple as finding the best airline ticket. It wasn’t until Sparrow.
Automate my loan searchHover your cursor over the graph below to see each starred loan’s total cost and average monthly payment.
The estimated total cost and average monthly payment of each loan includes its principal, total interest expense, and any fees (if applicable).
You may see an inverse relationship between average monthly payment and total cost. Usually, the more you pay per month, the less the loan costs over time.
Hover your cursor over the graph below to see how your payments on a particular loan change over time.
This graph is called a loan amortization chart. Assuming you make minimum monthly payments, it shows you how much you’ve paid toward your loan’s interest and principal at any month in the future.
Star two loans with different terms to visualize how a payment plan determines the amount of time you’ll spend in debt.
Illustrative purposes, actual results may vary.
Personalized rates are not a firm offer of credit.
We don’t believe in charging borrowers for our services. Sparrow’s products are free and always will be.
Sparrow doesn’t impact your credit score. We eliminate the risk of shopping real personalized rates with lenders.
Sparrow works with the nation’s largest network of private student lenders to find you the best rate out there.
No smoke and mirrors. No mystery. We don’t get paid to rank lenders higher. You see real personalized rates before borrowing.
There’s a reason we’re the fastest-growing student financing platform in the country. Sparrow is the most powerful student loan search engine ever built.
See for myselfLast year, Sparrow facilitated the search of over $1 billion in student loan volume.
Borrowers from over 8,000 schools can use Sparrow to find the best private student loan.
Borrowers pursuing over 500 different majors can utilize Sparrow to find financing for their degree.
Because of Sparrow’s extensive lender network, borrowers from over 190 countries may receive personalized rates on the platform.
Join the hundreds of thousands of borrowers who have used Sparrow to find the most affordable student loan. Know your costs before you borrow.
See for myselfSearch for the most affordable private student loan in three minutes. It’s 100% free and doesn’t impact your credit score.
Refinancing may lead to substantial cost savings. Use the world’s most powerful platform to find the best rate.