Build student loans into your product, no code

Sparrow lets you embed student loans into your product without writing a line of code. Build and launch in minutes, not quarters.

In school & refinancing loans
No-code automations
Coverage across 17+ lenders
Real-time analytics
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Traffic Overview
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calendar21/06/22 - 26/06/22
compared to previous period (Mar 5 - Mar 11, 2022)
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Eligibility rate
55.5%
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5%

PSL30%
SLR25.5%
Prequalified loan volume
$22.5K
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5%

PSL$12.8K
SLR$9.7K
Request submission rate
78.9%
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74%

PSL35.5%
SLR43.4%

Statuses of requests

SLRPSLBoth
1
Started
780
$37k
graph
2.1
Submited:
Eligible
475
$970k
graph
2.2
Submited:
Ineligible
32
$23k
graph
2.3
Submited:
Validation Error
14
$10k
graph
3
Deleted Request
28
$10k
graph
4
Explored Offers
255
$10k
graph
Request completion per step by count
SLRPSL
Request completion per step by count
SLRPSL
Number of submitted requests
SLR
PSL
Both
400
300
200
100
0
21.02-27.02
28.02-06.03
07.03-13.03
14.03-13.03

Illustrative purposes, actual results may vary.

Pre-qualified rates are not a firm offer of credit.description

Unified Platform

A customized platform built for speed, flexibility, and scale

Sparrow unifies a network of 17+ student lenders onto one platform. Leverage Sparrow’s APIs or no-code marketplace builder to offer your customers student loans within your website or mobile app.

From Day 1, you’ll receive a suite of analytics and no-code automations that empower marketing insights and borrower demographic analysis.

Illustrative purposes, actual results may vary.

Pre-qualified rates are not a firm offer of credit.description

Private Student Loan
Private Student Loan
Private Student Loan
Private Student Loan
Pre-qualification through ScholarshipOwl
Pre-qualification through US News & World Report
Pre-qualification through Meratas
Pre-qualification through Payitoff
logo

ASLA

logo

Earnest

logo

SoFi

logo

LendKey

Lowest APR Received
Lowest APR Received
Lowest APR Received
Lowest APR Received
Total cost
$17,362
$25,605
$22,653
$19,902
APR
5.91%
5.91%
5.91%
5.91%
Term
5 years
20 years
15 years
10 years
Monthly payment
$289/mo
$107/mo
$126/mo
$154/mo

Apply

  • Dashboard
  • FAQ
Pre-qualify
Compare and select
Apply with a lender
Finalize your loan
Receive your funds
JS
Jack S.
Customer support
Jack, you pre-qualified for 22 rates!

Once you have found the best pre-qualified rate for you, click Apply and we’ll take you to the right place.

Loan size
$20,000
Annual income
$50,000
Education
Stanford University
Cosigner
Add cosigner
Bookmarked
Loan type
Rate type
Repayment plan
Lender
Term
Satisfactory academic progress
Past due balance
Your payments over time
$30,00025,000$20,000$10,000$0
‘23‘24‘25‘26‘27‘28‘29‘30‘31‘32‘33‘34‘35‘36‘37‘38
Estimated cost
Total costPayment after school
$30,00025,000$20,000$10,000$0
6.88%, 5 years
Lender 1
6.24% 10 years
Lender 2
6.47%, 10 years
Lender 3
6.82%, 10 years
Lender 4
4.98%, 15 years
Lender 5
Best pre-qualified rates for you

Get out of debt ASAP (pre-qualified rates with the shortest terms) Change my preferences

Sort by: Lowest total cost
Lender 1
Shortest term
APR
6.88%
Term
5 years
Total cost
$23,693.56
Apply
Lender 2
Lowest APR
APR
6.24%
Term
10 years
Total cost
$26,935.09
Apply
Lender 3
APR
6.47%
Term
10 years
Total cost
$27,214.89
Apply
Lender 4
APR
6.82%
Term
10 years
Total cost
$27,643.90
Apply
Lender 5
APR
6.90%
Term
10 years
Total cost
$27,742.50
Apply
Designed For Developers

One easy-to-use API for 17+ student lenders

We provide you with the right abstractions so your teams don’t need to stitch together disparate systems or spend months integrating lending functionality.

Get API keys
Powerful webhooks
Leverage webhooks to automate data ingestion from your student loan marketplace into your existing systems.
Seamless integration
Pre-fill user data into applications to create a smooth borrowing experience and increase loan conversion.
Why Sparrow

A platform designed to help
you leverage student loans to
drive business insights

Real-time analytics

Harness data in real-time to understand borrower behavior, optimize marketing performance, and drive conversion.

Bolstered lifetime value

Unlock a new revenue stream and get paid on every loan funded through your marketplace.

Supercharge customer acquisition

Accelerate customer acquisition by offering a financial product that's used by nearly 50 million students.

No-code automations

Automate your business processes, reporting, marketing, and sales strategies through your admin portal.

Built For Scale

The fastest-growing student financing platform in the U.S.

There’s a reason we’re the fastest-growing student financing platform in the country. Sparrow is the most powerful student loan search engine ever built.

See for myself
$220M+

Last year, Sparrow facilitated the search of over $220 million in student loan volume.

$1M+

Every year, Sparrow finds borrowers over 1 million pre-qualified loan offers.

500+

Businesses that use Sparrow can pre-qualify borrowers pursuing over 500 different majors.

190+

Businesses that utilize Sparrow can pre-qualify borrowers from over 190 countries.

Ready to launch student loans?

Create an account to instantly start pre-qualifying borrowers for private student loans or student loan refinancing. You can contact us to design a custom package for your business.

Pay-as-you-go pilot

Launch a pilot program with per submission pricing and no hidden fees.

Gain access to the sandbox

Get up and running with a sandbox account in as little as 5 minutes.