Parent Student Loan
Find the lowest rates, compare repayment options, and borrow on your terms. Never pay fees.
$15,000
U.S. citizen or national
Indicate all your degrees
B.S | Management Science and Engineering
APR 5.54% ∙ 10 years
APR 5.54% ∙ 15 years
APR 5.54% ∙ 20 years
APR 5.54% ∙ 10 years
APR 5.54% ∙ 15 years
Illustrative purposes, actual results may vary.
Pre-qualified rates are not a firm offer of credit.
There’s a reason Sparrow is the fastest-growing student financing platform for undergraduates, see for yourself.
Last year, Sparrow facilitated the search of over $310 million in student loan volume.
Every year, Sparrow finds borrowers over 2 million pre-qualified student loan rates.
Whether you’re looking for a loan today or planning ahead, Sparrow’s got you covered.
Find my rateIllustrative purposes, actual results may vary.
Pre-qualified rates are not a firm offer of credit.
Illustrative purposes, actual results may vary.
Pre-qualified rates are not a firm offer of credit.
The key difference lies in who is taking responsibility for the loan. When you cosign, both parent and student are responsible for the loan. For a parent student loan, the parent takes full responsibility. Cosigning may help your student qualify for a lower rate and may help their chances of approval since they typically don’t have a credit history. On the other hand, a parent loan will have no impact on your student’s credit. Parent student loans also help reduce the debt burden on students.